$284/Month Child Disability Benefit 2025: CRA Confirms Tax-Free Monthly Support

Advertisement The Canada Revenue Agency (CRA) has confirmed that from July 2025 to June 2026, families caring for children with severe and prolonged disabilities will receive up to $284 per month, or $3,411 annually, under the Child Disability Benefit (CDB) program. This benefit is a monthly, recurring payment — not a one-time payout — designed

Aman

- Jr. Writer

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The Canada Revenue Agency (CRA) has confirmed that from July 2025 to June 2026, families caring for children with severe and prolonged disabilities will receive up to $284 per month, or $3,411 annually, under the Child Disability Benefit (CDB) program.

This benefit is a monthly, recurring payment — not a one-time payout — designed to provide consistent financial stability for families shouldering the additional costs of care, treatment, and specialized support.

“Raising a child with a disability often means additional expenses and reduced work hours — this program ensures families aren’t left to carry that burden alone,” a CRA spokesperson stated.

$284/Month Child Disability Benefit 2025 Overview

Organization Canada Revenue Agency (CRA)
Program Name Child Disability Benefit (CDB)
Country Canada
Monthly Amount $284.25 per eligible child
Annual Maximum $3,411 (July 2025–June 2026)
Payment Date Around the 20th of each month
Beneficiaries Families with children under 18 approved for Disability Tax Credit (DTC)
Tax Status Tax-Free
Official Website www.canada.ca

What Is the Child Disability Benefit (CDB)?

The Child Disability Benefit is a supplementary payment added to the Canada Child Benefit (CCB). It specifically supports families raising children under 18 who qualify for the Disability Tax Credit (DTC).

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The CDB provides predictable financial relief every month, helping parents manage expenses such as:

  • Specialized medical care and therapy

  • Adaptive equipment or home modifications

  • Transportation for hospital or school visits

  • Support programs or caregivers

“It’s a monthly acknowledgment that caring for a disabled child involves unique challenges and costs,” said Marie Chen, a family financial advisor in Ottawa.

Eligibility Criteria for the Child Disability Benefit 2025

To receive the CDB, families must meet all of the following conditions:

  • Child under 18 years old during the benefit period.
  • Disability Tax Credit (DTC) approval: The child must be certified by a medical professional as having a severe and prolonged impairment.
  • Eligible for the Canada Child Benefit (CCB): The CDB is automatically added to existing CCB payments.
  • Filed annual tax returns: Both parents (if applicable) must file taxes so the CRA can assess household income.

Once approved, no separate application is required — the CRA will automatically include the CDB in your monthly payment.

How Much Can You Receive in 2025?

The maximum annual benefit from July 2025 to June 2026 is $3,411 per eligible child, equivalent to $284.25 per month.

This benefit is completely tax-free, meaning families receive the full amount directly.

Family Net Income Monthly Child Disability Benefit
Up to $81,222 $284.25 (Full Benefit)
Above $81,222 (1 child) Phased out at 3.2% of excess income
Above $81,222 (2+ children) Phased out at 5.7% of excess income
High-income households Partial or reduced payment

Payment Schedule for the Child Disability Benefit 2025

The CDB follows the same payment cycle as the Canada Child Benefit.

Month Payment Date (Expected)
July 2025 July 19, 2025
August 2025 August 20, 2025
September 2025 September 20, 2025
October 2025 October 20, 2025
November 2025 November 20, 2025
December 2025 December 20, 2025
January 2026 – June 2026 Around the 20th of each month

Payments are automatically deposited into your account through the CRA’s direct deposit system.

Why the CDB Matters

Families raising children with disabilities face substantial financial strain. The CDB acts as a steady financial cushion, helping families manage costs that often go beyond ordinary parenting expenses.

Key Benefits:

  • Tax-Free Monthly Support — Keeps the full benefit in families’ hands.

  • Predictable Income — Enables monthly budget planning.

  • Targeted Assistance — Aims support where it’s most needed.

  • Automatic Payments — No additional application once eligible.

“The Child Disability Benefit provides much-needed consistency. It doesn’t fix everything, but it makes the month-to-month struggle a bit lighter,” says Emma Walters, parent and disability advocate from Ontario.

Latest CRA Updates for 2025

  • Indexation Increase: The maximum annual amount increased to $3,411, reflecting inflation adjustments.

  • Automatic Inclusion: Approved DTC families automatically receive the CDB with their CCB payments.

  • Tax Reminder: Parents must file 2024 tax returns on time to avoid delays or interruptions in payments.

  • CRA Online Access: Families can verify their CDB eligibility, payment history, and next deposit date via MY CRA Account.

Fact Check – $284/Month Child Disability Benefit 2025

Claim Verdict Explanation
The benefit is a one-time payment. False It’s a monthly, recurring payment.
The CDB is taxable. False It’s completely tax-free.
Families must apply separately. False It’s added automatically to CCB once DTC is approved.
The benefit amount is $284 per month. True $3,411 annually, or $284.25 per month, per eligible child.
High-income families also receive the full amount. False Benefit is reduced above $81,222 household income.

How to Check or Apply?

  1. Ensure your child has an approved Disability Tax Credit (DTC).

    • Apply using Form T2201 – Disability Tax Credit Certificate.

  2. Confirm eligibility for the Canada Child Benefit (CCB).

    • Log in to your CRA My Account to review your CCB status.

  3. Keep taxes up to date.

    • CRA uses your family’s annual income to calculate benefit amounts.

  4. Check payment details monthly.

    • Payment history and schedules are available online.

FAQs About the $284/Month Child Disability Benefit

1. Who qualifies for the Child Disability Benefit?
Families with a child under 18 approved for the Disability Tax Credit (DTC) and receiving the Canada Child Benefit (CCB).

2. How much can families receive in 2025?
Up to $284.25 per month ($3,411 annually) per eligible child.

3. Is the benefit taxable?
No, it’s completely tax-free and not reported as income.

4. Do families need to apply separately?
No. Once your child is approved for the DTC and you receive the CCB, the CDB is added automatically.

5. What happens if you miss filing your taxes?
Your payments may be paused or delayed until your income information is updated.

Conclusion

The $284/Month Child Disability Benefit 2025 is one of Canada’s most meaningful family supports, recognizing the financial and emotional effort of caring for a disabled child.

By combining this tax-free supplement with the Canada Child Benefit, the CRA ensures families receive reliable monthly assistance that adjusts with inflation and income.

“This program may not erase the challenges, but it ensures no family feels left alone in meeting them,” concludes CRA’s family benefits director.

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