From October 2025, the Social Security System (SSS) will introduce a new pension reform in the Philippines. Seniors, retirees, and disabled citizens will receive higher monthly payments with scheduled hikes until 2027. Learn the amount, eligibility, and payment schedule.
Table of Contents
Introduction to the New Pension Reform
The Social Security System (SSS) is launching a new pension reform beginning in October 2025. This initiative addresses the issue of minimal retirement benefits and aims to provide consistent financial support for senior citizens and pensioners without increasing contributions.
Key Features of the SSS New Pension Program 2025
-
Agency: Social Security System (SSS), Philippines
-
Program Name: New Pension for All Seniors
-
Launch Date: October 2025
-
Base Payment: ₱1,000 monthly for disability and low-income seniors
-
Contribution Change: No increase required
-
Funding Source: SSS reserve funds and investment income
Pension Hike Schedule: 2025 to 2027
The reform introduces a three-year phased increase:
-
September 2025:
-
Retirement and disability pensions: +10%
-
Survivor benefits: +5%
-
-
September 2026:
-
Retirement and disability pensions: +10%
-
Survivor benefits: +5%
-
-
September 2027:
-
Retirement and disability pensions: +10%
-
Survivor benefits: +5%
-
Eligibility for the New Pension in the Philippines
The pension reform covers:
-
Senior citizens aged 60 and above registered with SSS
-
Retirees receiving regular pensions
-
Disabled members with total or partial disability
-
Survivor pensioners under current SSS rules
No additional contributions are required to qualify for these increases.
Extra Benefits Under the SSS Pension Reform
Additional benefits provided include:
-
Unemployment Benefit: 50% of average salary for workers who lose their jobs involuntarily
-
Disability Pension: Minimum ₱1,000 base amount, adjusted by prior earnings
-
Medical Allowance: ₱7,000 payout in 2025 for eligible seniors
Why This Reform Matters for Filipino Seniors
This reform ensures that senior citizens and pensioners will have higher monthly income, reducing reliance on family support and making it easier to cover essential expenses. It strengthens financial security and independence for retirees, disabled members, and survivors.
SSS Pension Reform 2025 – Frequently Asked Questions
When does the new pension reform begin?
October 2025.
Who qualifies for the pension increase?
Seniors over 60, retirees, disabled citizens, and survivor pensioners.
How much will pensions increase?
Retirement and disability pensions will increase by 10% each year, while survivor benefits will increase by 5% annually from 2025 to 2027.
Will contributions increase under this reform?
No. Contribution rates remain unchanged.
Where can seniors check official updates?
On the official SSS website.